Talk to our finance specialists today 1300 257 426

Get back in the drivers seat with a new car

Second chance car finance alternative*

Nissan X-Trail Special

Hyundai iMax Special

Hyundai i30 Special

Upfront costs start from $990*

Car Finance *Eligibility in 60 seconds

*Eligibility is indicative of the applicant confirming they can meet the basic criteria and eligibility to proceed with an application for a vehicle lease or rental.
Am I eligible? Find out now
Previously applied? Pick up where you left off.

Choose from 700+ vehicles nationally!

You’ll pay: $990 deposit and from $199 per week*
as one fixed weekly repayment for the full contracted term

Includes vehicle rego and CTP insurance

Includes comprehensive vehicle insurance

This represents $30-$40 per week of extra value included!

*Deposit and weekly payments may vary depending on a number of factors, including the information you provide us and our assessment of your application.

We supply late model cars that are going to go the distance

Apply now and find out what you can afford!

Why Choose Alpha Finance?

Bad Credit Accepted

We know bad things happen to good people so we assess your current position.

Fast Approval

Once we have your application and documents, most decisions can be made the same day.

Option to own or upgrade

At the end of your lease, you can choose to own your car or upgrade a newer model.

Cars on the ground

We have an available fleet of more than 700 ready to drive away right now.

Drive Away!

Complete the final paperwork, pick up your keys and drive off into the sunset in your new car!

Easy low deposits

Short on cash? It’s not a problem when our upfront payments start from $990.

Car Leasing Australia


Apply online

Complete the simple form and get pre-approved in 60 seconds.


Choose your car

Choose from our great range of late-model vehicles for leasing that fall into your approved repayment budget.


Drive away!

Complete the final paperwork, pick up your keys and drive off into the sunset in your new car!

Product Review Logo

Trusted by our customers

Good Service!:)

I’ve been with Alpha for 4 years now, excellent customer service and always prompt with any of your enquiries. would highly recommend their services to friends and family.

Great car – Great service

Having been with Alpha for the last 4 years we were very happy with our car and the service provided by the Alpha team! Highly recommend.

A big thumbs up from me

I applied online, sent all documents. The next day I got the phone call that I’m approved and ready for pick up car tomorrow. Dominique was so quick on processing everything – no mucking around.


Great team

That’s cheap as I paid $990 for a deposit that was two years ago. Love Alpha have no problems with them, a terrific idea to lease and buy.


Easy, quick, happy customer!

Easy peasy! Applied for finance and within 24hrs I was signing paperwork for my new car!! Great service, great staff, the car even had a full tank of fuel when I picked it up!


Nothing was too much trouble for them 🙂

The team at Dandenong really made me feel like I was being looked after while the ordeal of searching for the perfect vehicle was going on.


Alpha is amazing

Alpha has bee fantastic! Alpha got me approved for a car when no one else would approve me. Its been almost 4 years and I couldn’t recommend them enough! Thank you all so much 🙂


Happy Proud Customer

Alpha’s customer care is exceptional and would not hesitate to forward other customers to apply. Built remarkable relationships throughout my contract with professionalism from your employees I’m happy to say accomplishment on both ends.


Excellent customer services

Extremely helpful resolve issues very quickly. Friendly customer service handles queries very effectively and efficiently, would certainly give them 5 stars.


Very happy with the service

Very happy with [the car] and the service I got from the team at Auburn. They answered every question I had and if she did not know the answer she would go and ask to find out the answer.

Excellent Service

I found Alpha to be a great company to deal with and very helpful. I will recommend friends and family to go with them.


Amazing customer service, friendly staff

Alpha car finance, you’re one stop finance shop! Friendly staff, great customer service, no nonsense. 100% recommend going with alpha for all your car needs!

Absolutely LOVE my new car!

Without this company and all their help, I wouldn’t have been able to get a car. Their help has been amazing and the whole process took less than 24 hours and I was in my new car 2 days later.

Gold Coast

What a great company

Alpha Finance, is amazing, when no one else gave me a chance, Alpha did, I have almost payed my car off and now getting another one.

What you need to know

Car loans are a type of personal loan where you apply to borrow a certain amount, and upon approval, that money is transferred to you, and you commence a process of repaying a combination of interest and principle. A secured loan is often at a lower rate because the lender takes ‘security’ over the vehicle, i.e. if you don’t repay, they take the vehicle back.

Car finance, on the other hand, does not lend money. Lenders like Alpha instead finance a vehicle under our name for the duration of the contract term. Then at the end of the term, the customer can transfer the car into his or her name, upgrade into a newer model, or move on to something else. In a way, it is like a long-term hire. Similar to rent-to-own, with Alpha you pay a small one-off and a fixed weekly repayment (that includes the registration and insurance).

Yes, we believe that every Australian deserves a reliable, good-quality vehicle. We know that life doesn’t always go according to plan and when something goes wrong. It doesn’t take much to miss a few payments on a utility bill or not be on top of your credit card minimum payments. We specialise in helping those who have run into difficulties in the past and are working to repair their credit history.

To get our applicants into the best late-model vehicle they can afford, we carefully assess your current financial situation rather than relying heavily on your past. So don’t think you can’t get car finance due to credit issues. Whether you have good or bad credit, give us a ring, and we’ll do our best to get you the best vehicle for your budget and lifestyle.

Yes, we proudly support Australians who are working for themselves, either as a sole trader or as a business entity. If you have an ABN that is older than three months, we can help get you the car, ute, van or truck you need to keep your business out on the road.

It just comes back to our Affordability Assessment. If you can provide the necessary documents to prove a regular income flow, then Alpha can help you. Just like the tradies, freelancers and other small business owners who make up our self-employed customer base.

And the bonus is that as a lease arrangement, you can probably claim the entire cost as an operating expense (check with your accountant about your business situation).

Yes, we do run credit checks on our applicants, but the result of our Affordability Assessment is a more significant factor than your credit history.

The most important thing you can do to help your application is, to be honest. As long as you can provide the documentation (like bank statements) to show you can afford the weekly/fortnightly repayments, your application can be approved.

Please take note that an application with Alpha Finance will not impact your credit rating at all.

Yes, there are upfront payments but they are a lot lower than lenders, and we don’t charge any establishment, approval, or processing fees. We have a straightforward approach to upfront deposits: $990 depending on the size and model of your vehicle. We’re not like other lenders who require you to fund the first 20% of total cost up front.

Check out the full range of vehicles for leasing currently available in our fleet. If you can’t find the car you want, let us know, and we can try and source once especially for you.

We most definitely do, we always want everyone to save money so we often offer regular promotions. Check out our specials page regularly to see the fantastic deals available to you.